January. The first month of the year and most of us start it with a dent in our pockets unfortunately however, it's nearly over and pay day is upon us.
At Global Guardians we try to be money smart so we can enjoy our pay check as well as live off it, take a look at some tips that our in office team use to try and stay money smart.
This is always helpful - there are many options available that give you a variety of options and methods to save and gain interest on your savings.
This is essential especially if you have no family or friends who are able to help you financially if you need it. It gives you a safety net ensuring that you will not miss payments and go without food and able to travel to work.
Most importantly ... Spend less than you earn!
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